Risk of carrying ATM card around when going out has been rampant from stealing, robbing and so many ways to defraud a person of his/her money. Hackers use the 16digit number on the ATM card to defraud customers so it shouldn’t be revealed to anyone and it may be used to make an online transaction and what that means is that your money is gone without leaving any traces.
Most banks have gone for a solution and that what prompted them by introducing cardless withdrawal; transactions without ATM card. This is more digitally safe for customers who do not have access to his card to withdraw. Many banks approve that this is the safer way to withdraw from the ATM also a good way for customers who do not really like the idea of carrying their ATM card around.
GUARANTY TRUST BANK GTB Cardless Withdraw
You don’t need to really go into GTBANKs branches to perform the transaction. The *737# is enough for you to perform the cardless transaction anywhere you are. Follow the steps below and you there.
- Dial *737#
- Type 8 for “Next Page”
- Select option “Withdraw without card” the first choice (on the following page)
- Select withdraw from “GTBank” or “or other banks”.
- Type amount to collect
- Type last 4 digits of your ATM card
- click OK
- In a few minutes, your GTBank Reference PIN will be sent to your phone as SMS.
- Go to the ATM of the bank and select “Cardless Withdrawal”, you will be asked to provide the PIN, with an amount you want to recover for confirmation.
Take your money!
DIAMOND BANK CARDLESS WITHDRAWAL
To perform Diamond bank cardless transaction you need to register for this and not like that of GTBANK as explained above. You can be allow to use the diamond bank ATM machine when not with your debit card. It is absolutely called Magic Cash.
HOW IT WORKS
- Register at Diamond Banks for a service or place a call to their contact center at 0700-300-0000
- Type ATM to 30811 on your registered phone number.
- A magic code is generated and sent to your phone.
- Go for Diamond Bank wicket and select Magic Cash option
- Enter phone number with a prefix +234
- Type the six-digit magic code you received on your phone number.
- Confirm your magic PIN code (4 digits).
FIDELITY CARDLESS WITHDRAWAL
Follow the step by step to make a cardless transaction on Fidelity ATM machine using your debit card.
- Using your registered Fidelity mobile phone, call *770*8*Value #
- Create a PIN to be use at the ATM.
- Insert your instant PIN code for transaction confirmation.
- A code will be send to your phone.
- Instant Banking Service for the first time call *770#
- Click any key on the machine or click Enter
- Choose Dial4Cash or PayCode Cashout
- Put in the pin you created earlier.
- Insert the code sent to your phone.
- Type in the amount you want.
Standard Chartered Bank CARDLESS WITHDRAWAL (TRANSACTION)
You can only use only the card services when you visit their bank.
Transfer the amount you want to your phone number or another phone number if you are not a user.
You must visit a standard bank of the bank approved.